Bossier and Shreveport real estate and homes for sale in Caddo Parish Louisiana - Clara Welbourne, REALTOR® Clara Welbourne REALTOR(r) for Shreveport real estate agent and Bossier, Louisiana real estate - NUMBER1EXPERT™ Clara Welbourne NUMBER1EXPERT(tm) for Shreveport home listings and Bossier, Louisiana real estate agent
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318-868-1868
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 318-868-1868 direct/318-213-7119 office


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Mortgage Prequalification: Shreveport and Bossier Louisiana home buying, real estate listings, and homes for sale in Caddo                          Parish, LA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Shreveport and Bossier Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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Clara Welbourne, REALTORŪ, real estate agent and broker for Shreveport and Bossier Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Clara Welbourne
RE/MAX Executive Realty

6101 Youree Dr.
Shreveport, LA. 71105
Phone 1: 318-868-1868
Phone 2: 318-213-7119
Fax: 318-213-7119

Email: clara@shreveporthouses.com

Clara Welbourne has been a TOP SELLING and LISTING Realtor in the Shreveport-Bossier Area for the past 10 years. Shreveport Real Estate Blog | Young Buyer in Shreveport | Ownership Advice in Shreveport | Confidence and Experience in Shreveport | A REALTOR Can Help in Shreveport | Find your Dream in Shreveport | Your Wish List in Shreveport | House Search in Shreveport | Real Estate Ads in Shreveport | Approval Letters in Shreveport | Home Hunt in Shreveport | Home Selection in Shreveport | Comparison Shopping in Shreveport | Homes In Shreveport | Homes For Sale In Shreveport | RealEstate Shreveport | New Homes In Shreveport | Property In Shreveport | Homes For Sale Shreveport | RealEstate For SaleShreveport | For Sale In Shreveport | Realtors In Shreveport | Shreveport MLS | Shreveport Listings | Shreveport Property | Shreveport Home Values | Shreveport Appraisal | Shreveport Home Inspection | Shreveport Interest Rates | Shreveport RealEstate | Shreveport Real Estate | Shreveport IDX | Shreveport Residential Real Estate | Shreveport Real Estate Listing | Shreveport Real Estate Agent | Shreveport Area Real Estate | Shreveport Realty | Shreveport Real Estate Market | Shreveport Virtual Tours | Shreveport Luxury Real Estate-Re/Max

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